What Is Vehicle Finance?

Vehicle Finance is the main way that individuals and businesses fund the purchase of vehicles.


There is virtually no restriction to the age or type of vehicle that can be financed.


If the vehicle can be identified then it will be suitable as security so it is likely that we can arrange funding for you.

Types of Vehicle Loans

There are 5 different types of Vehicle Finance Loans and its very important to get the right one as each has different financial, legal and taxation implications:

1. Personal Car Loan

2.   Chattel Mortgage (aka Specific Security Agreement)

3.   Lease

4.   Novated Lease

5.   Rental Agreement

Features & Benefits

  • Decisions usually within 24 hours
  • Repayments tailored to your cash flow
  • Low Doc facilities available to most ABN holders
  • Reimbursement if you have bought in the last 90 days
  • Get pre-approved so you can negotiate with confidence.

Vehicles We Finance

This is a comprehensive list of what we finance but if your vehicle is not listed then just get in contact for a no obligation discussion to see if we can assist.

Passenger Vehicles - Sedans | Wagons | Utes| Vans | Buses
Light Commercial Vehicles - Tippers | Pantechs | Rigid Body | Cab Chassis
Heavy Commercial Vehicles - Prime Movers | Concrete Trucks | Crane Trucks | Vacuum Trucks
Trailers - Refrigerated | Tautliners | Drop Deck | Low Loaders | Skell | Dog | Pig | Dollies
Caravans - Campervans | Campers Motorhomes | Recreational Vehicles
Motor Bikes - Scooters | Mopeds

Frequently Asked Questions

Am I eligible to apply?
How long does it take to get a decision?
How much can I borrow?
What payment terms are available?
Can I finance something I have already paid for?
Can I finance something supplied by a private vendor?
Am I eligible to apply?

You are eligible to apply if your business has been GST registered for at least 6 months

How long does it take to get a decision?

Once your application is complete we usually have a decision within 2-8 business hours.

How much can I borrow?

Typically, 100-120% of the purchase price can be borrowed.

What payment terms are available?

Repayment terms are from 12-60 months. 

Can I finance something I have already paid for?

Yes, we can arrange reimbursement if you have bought within the last 90 days.

Can I finance something supplied by a private vendor?

Yes, and we will do all of the checks to ensure you get clear title!