Blog categorized as Articles

Thinking of installing a swimming pool for summer?
There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? And how will you pay for your backyard oasis?
28.11.24 03:22 PM - Comment(s)
Buying land to build on later: what you need to know
You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know.
21.11.24 09:06 AM - Comment(s)
Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties.
14.11.24 09:09 AM - Comment(s)
Can we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas.
07.11.24 09:07 AM - Comment(s)
How much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can you avoid paying for it? (for the LMI, not the dog…)
31.10.24 08:57 AM - Comment(s)
How to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected hammer blows.
24.10.24 09:09 AM - Comment(s)
What’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s so popular among investors, and why it’s attracting fresh attention.
17.10.24 09:02 AM - Comment(s)
How long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience to save for six years? Today we’ll look at four ways you could fast-track home ownership.
10.10.24 09:23 AM - Comment(s)
Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy sooner rather than later if you’re home loan-ready.
03.10.24 09:38 AM - Comment(s)
Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats. Well, it turns out buying your first home can be just as daunting, with 91% of first-home buyers turning to a mortgage broker for guidance.
26.09.24 09:17 AM - Comment(s)