Frequently Asked Questions
Yes, we'd be delighted to discuss your requirements and let you know if we think we we can assist.
No cost or obligation, so reach out and pick our brains!
Generally, we do not charge you for our services as we are paid by the lender who gets your business.
If your proposal is likely to require us to charge you a fee, we will outline that to you upfront prior to any fee being payable by you.
We are not in the business of charging for no service or no outcome.
This depends on the type of loan you need.
At present, quotes for cars and equipment are usually only valid for <30 days! Our quote document will confirm these details for you.
This depends on the type of loan, but approvals are usually good for 30 to 180 days.
We will outline this on our approval advice once we have your loan approved.
We understand it can be challenging to get finance when you are self employed, but we have lots of experience and there are many options available.
No, even if you do not own property there are many loan options available.
The documents we need from you will vary depending on your application, but you can expect that we will need the following as a minimum:
1. Your drivers licence
2. Your medicare card
There are several ways to get a better rate, including:
✓ Making sure your credit score is as high as possible. We can give you some tips on this and get your credit report for you.
✓ Having the biggest deposit possible helps to lower the rate as the risk to the lender of losing money on the loan is reduced.
✓ Refinancing may also provide a lower rate. Have a chat with us about this as an option.
✓ We can often negotiate a lower rate due to our extensive contacts, plus we make it easy for the bank.
✓ Use us — that's what we do.
This can be a good strategy as it will simplify your debt structure and make it easier to keep on top of a lower number of repayments, but it may cost you more in the long run, so it's important to weigh this up when considering consolidating your debts.
Until recently, we had only asked for feedback from our clients, but now we see the value in having independently collected reviews to provide transparency to our future clients.
So while our total number of public reviews is low, our time in business speaks loudly by itself.
Please get in touch with us by any of the following options:
» Call us on (07) 3077 8888 or 1300 367 369 (free call)
» Email us at contact@networkfinance.com.au
» Use our online chat which is available during business hours (Monday to Friday, 9am-5pm)
» Book a consultation with us!
