What Is Equipment Finance?

Equipment Finance (also called Asset Finance) is the main way that businesses fund the purchase of assets.

There is virtually no restriction to the age or type of asset that can be financed.

If the asset can be identified then it will be suitable as security so it is likely that we can arrange funding for you.

Types of Loans

There are 4 different types of Asset Finance Loans. Each one has different financial, legal and taxation implications so it's very important to get the right one for you:

1. Chattel Mortgage (aka Specific Security Agreement)

2. Operating Lease

3. Novated Lease

4. Rental Agreement

Features & Benefits

  • New and used assets are acceptable
  • Decisions usually within 24 hours
  • Repayments tailored to your cash flow
  • Low Doc facilities available to most ABN holders
  • We can reimburse you if you paid in the last 90 days
  • Pre-approved finance is available
  • No property security required

Equipment We Finance

This is a comprehensive list of what we finance but if your asset is not listed then just get in contact for a no obligation discussion to see if we can assist.

Earthmoving - Bobcats | Excavators | Loaders Compactors | Dozers | Rollers Drotts | Graders
Agricultural - Tractors | Harvesters | Headers | Mowers | Sprayers
Industrial - Forklifts | Scissor Lifts | Woodworking Printing | Engineering | Workshop |Commercial Laundry & Cleaning
Technology - Solar Panels | Energy Assets | IT Hardware
Medical - Medical | Dental | Laboratory | Cosmetic
Fixtures & Fittings - Office | Retail | Commercial | Hospitality | Gyms

Frequently Asked Questions

Am I eligible to apply?
How long does it take to get a decision?
How much can I borrow?
What payment terms are available?
Can I finance equipment I have already bought?
Can I finance equipment supplied by a private vendor?
Am I eligible to apply?

If your business has been GST registered for at least 6 months

then you are eligible to apply

How long does it take to get a decision?

Once your application is complete we usually have a decision within 2-8 business hours.

How much can I borrow?

Typically, 100-120% of the purchase price can be funded.

What payment terms are available?

Repayment terms are from 12-60 months

Can I finance equipment I have already bought?

Yes, we can arrange reimbursement for something that you have bought within the last 90 days.

Can I finance equipment supplied by a private vendor?

Yes, and we will do all of the checks to ensure you get clear title!