A Business Loan is designed to provide your business with fast access to funds without the need to provide property or equipment as security.

Use Business Finance To:

  • Buy bulk stock at a discount rate
  • Marketing costs for a time-sensitive promotion
  • Hire additional staff to meet business demands
  • Take advantage of any short-term opportunity
  • Day to day working capital needs
  • Pay an overdue ATO balance

Business Loan Benefits

  • Simple and fast application process
  • Assessment is based on your business bank account transactions
  • No financials required for loans <$150,000
  • No security required for loans <$100,000
  • Decisions in 2-8 business hours of application completion
  • Approved funds typically in your bank account <24 hours

Eligibility Criteria

  • You need to have been trading for at least 6 months
  • Your monthly turnover/sales must be at least $6,000 (or 3 if you bought an existing business)


How long does it take to get an approval?
What costs are involved?
When do I get the funds?
How long does it take to get an approval?

Generally within 2-8 business hours once the application is completed!

What costs are involved?

There is no cost to apply and no obligation to proceed with an approval.

Once your application is approved you will be provided with a detailed outline of the facility so that you can make an informed decision to proceed or not.

When do I get the funds?

Once you have accepted the loan offer, the funds will be deposited directly into your bank account the same day, so you will be able to access the funds the next business day!