Property Finance

Blog tagged as Property Finance

Is the property market starting to rebound?
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to regain stability? And if so, what can you do now to make sure you’re ready to buy?
25.05.23 09:31 AM - Comment(s)
Property valuation: what you need to know when buying a home
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the property’s value is an important consideration for your lender too. And their valuation may be quite different.
18.05.23 08:51 AM - Comment(s)
More home buyers set to benefit from low deposit, no LMI schemes
More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee Scheme. Today we’ll run you through all the upcoming changes to the low deposit, no lenders mortgage insurance scheme.
11.05.23 10:00 AM - Comment(s)
Homeowners brace as RBA raises cash rate to 3.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we finally reached the peak of this cycle? And how much will this latest rate hike increase your monthly repayments?
03.05.23 10:00 AM - Comment(s)
Tips to help stay on top amidst the rate hike cycle
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of your mortgage and feel financially secure.
27.04.23 09:30 AM - Comment(s)
Property listings and prices are bouncing back
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you?
20.04.23 09:02 AM - Comment(s)
What is the fixed-rate cliff and how can refinancing help?
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over it, how can you prepare for a soft landing?
13.04.23 10:31 AM - Comment(s)
Mortgage holders granted a reprieve as RBA puts interest rates on hold
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. But for how long?
04.04.23 03:43 PM - Comment(s)
Decoding Credit Scores
Your credit score is a crucial factor in determining your ability to obtain credit or loans, and it can greatly impact your financial well-being.
31.03.23 12:40 AM - Comment(s)
Money habits that may raise lenders eyebrows
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may have that are red flags to lenders?
30.03.23 11:47 AM - Comment(s)